The Pacific Islands Small Business Development Center Network is your resource for expert business advice and guidance in all areas of business management, including pre-venture feasibility, business plan development, marketing, record keeping, financial and human resource management, operations management, and access to capital (loans & investors), as well as specialized areas such as international trade and technical services. SBDC Counselors offer one-on-one confidential counseling at no charge to make sure you have the information you need to make the decisions that are right for you and your company. Small Business trainings are also offered at low to no cost. Conveniently located in 7 locations throughout Micronesia (Guam, Palau, Marshall Islands, Yap, Chuuk, Kosrae and CNMI), the SBDC offers a host of services designed to help start, sustain and/or grow your business, achieve higher profits and improve operations.

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Interested in starting and/or expanding your own business? The UOG Guam SBDC invites you to our upcoming small business trainings being offered during the New Year 2014! Save your seat and register today!

For more information on how the Guam SBDC can help you contact us at 735-2590

"How to Start a Business"

Friday, September 5th (8:30am – 11:00am)

Presented by Denise Mendiola-Hertslet, Senior Business Counselor/WIB Program Coordinator

Fee: $20 per person

SYNOPSIS: This workshop will help individuals learn everything they will need to get started, including an introduction to business plans and the importance of preparing one; exploring the legal forms of business (sole proprietorship, partnership, corporation, limited liability partnership / company) and which one is right for your business needs; local or federal licensing requirements for the business. Participants will be able to obtain vital information and resources to start and own a business. This training will take the mystery out of starting a business and help participants better evaluate their business idea!

**Registration and payment deadline 9/3/2014 at 12noon

"Introduction to Financial Statements"

Friday, September 12th (8:30am – 11:00am)

Presented by Fred Granillo, Business Counselor/Training Program Coordinator

Fee: $20 per person

SYNOPSIS: Did you ever wonder how do you read a financial statement? Then this is the seminar for you. This training uncovers the mystery surrounding the basic financial statements: profit & loss, balance sheet and cash flow statement. We will review the main components for each report; you will learn how these statements interact with one another and how to understand what the numbers mean for your business.

**Registration and payment deadline 9/10/2014 at 12noon

All workshops will be held at the UOG Leon Guerrero SBPA Bldg. Rm#148, First Floor.

Workshop dates are subject to change without prior notice.


online log onto your eCenter account and click PAY NOW Cash, check (payable to University of Guam) & major credit cards (AMEX, Visa, MasterCard, and Diners Club & JCB) accepted.

For more information, please call the Guam SBDC at 735-2590.

DISCLAIMER:The Pacific Islands SBDC Network is funded in part through a cooperative agreement with the U.S. Small Business Administration. All opinions, conclusions or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. Requests for reasonable accommodations for persons with disabilities will be made if requested at least two weeks in advance. For arrangements, please contact Nicole Tesiro, P.O. Box 5014 Mangilao, Guam 96923, Tel: (671)735-2590, or Email, Services are extended to the public on a non-discriminatory basis.

Events Calendar

The Bank of Guam Women in Business Program with the support of the Guam Women's Chamber of Commerce present:

“How to Start a Retail/Wholesale Business on Guam”

Friday, August 29th (9:00am – 3:00pm)

Presented by Denise Mendiola-Hertslet, Senior Business Counselor/WIB Program Coordinator

Fee: $50.00 per person (Lunch is not included)

SYNOPSIS: Are you ready to turn your dream of owning a retail or wholesale business on Guam into a reality? Before you buy your first piece of inventory, rent your facility, or design your sign, you need to lay the groundwork for success. This workshop will cover the business plan basics and local government agencies’ rules and regulations you will need to be aware of before you apply for a business license, and help you hone your business idea into a well-designed concept.

Registration and payment deadline Wednesday, 8/27/14**

Register Today!


Friday, September 26th (8:30am – 4:30pm)

Presented by Fred Granillo, Business Counselor/Training Program Coordinator

Fee: $100 per person (Lunch is not included)

SYNOPSIS: In this seminar, we'll get you up to speed on QuickBooks' many features, tools, and menus; explore the easiest, most efficient ways to put QuickBooks to work for you; and drill down into more advanced functions. You'll be surprised at how swiftly you'll gain the knowledge and confidence you need to take full advantage of this powerful program!

Topics that will be covered:

  • QuickBooks Basics to Get You Up and Running with Confidence
  • Your Chart of Accounts: Spend Time Setting it Up Now and You'll Save Time in the Future!
  • QuickBooks Tracking – Built-in Features to Easily Run Highly Detailed Reports
  • Payables and Receivables – Keeping Track of Your Income and Expenditures
  • Save Time With QuickBooks' Many Customizable Report Options

**Registration and payment deadline 9/24/2014

Register Today!

"Introduction to Microcredit"

Saturday, October 4th (9:00am-12:00noon)

Presented by Denise Mendiola-Hertslet, Senior Business Counselor/WIB Program Coordinator


Location: UOG Guam SBDC Room #148 Leon Guerrero SBDC Building

SYNOPSIS: This seminar explains the concept of micro credit – how and why it works. If you need to borrow from $100 up to $1,000 to start a micro business that will provide extra money for you and the family, then this is where you start. We briefly discuss the training required in personal finance, business planning and peer group development. And we explain the five keys to success of a micro credit institution: training, peer groups, revolving loans, mentoring and savings. This program is made available to Low and Moderate Income individuals.

**Registration deadline 10/2/14

Register Today!